Help for mortgage

If you've had a Union Plus home mortgage for a year or more, you're protected with our unique mortgage assistance program administered through the AFL-CIO Mutual Benefit Plan.

Union Plus Mortgage Assistance provides interest-free loans & grants to help make mortgage payments when you're disabled, unemployed, locked out or on strike. The program has provided over $11.2 million in assistance to union members.

You can apply for benefits to cover your monthly mortgage if:

• You or your eligible cosigner are out of work due to a union-approved strike, lockout, involuntary unemployment, or disability;
• Your income or the eligible cosigner's income is reduced by an amount equal to at least 50% of the monthly mortgage payment;
• The income loss first occurred within the 12 months prior to application.

Documentation verifying your union membership, out-of-work status and related income loss is required at the time you apply for benefits.

1. A working printer to print out forms after you've completed the application
2. An e-mail address, so we can contact you about your application
3. Your most recent Union Plus mortgage statement
4. The name of your union and the local number
5. Your monthly gross (before-tax) income when you're working a full-time schedule
6. Your monthly gross (before-tax) unemployment or disability benefits (sickness & accident, worker's compensation, etc.)
7. The last day you worked